We consider it essential to be well insured before embarking on a Winter Sports holiday - in fact we consider it so important that we will not accept your booking if you are not insured. We have arranged a special insurance package via Fogg Travel Insurance Services Ltd. members of Association of British Insurers who are authorised and regulated by the Financial Services Authority (FSA). 

You can book online direct with Fogg by clicking here and make savings.

The Fogg Travel MEDI-CARD enables you to ski with the knowledge that all your rescue, transportation and medical bills will be automatically taken care of (you pay the policy excess).

As with most insurance, you are only insured for an event which occurs after you have purchased the cover. Please therefore carefully read the paragraph headed.

PRE-EXISTING CONDITIONS

If you, or any other person travelling with you, have ever had treatment for any heart or circulatory conditions, a stroke or high blood pressure, any breathing condition (including asthma), any type of cancer, any type of diabetes, any existing injury or other serious or re-occurring medical condition, any conditions requiring long term prescribed medication, or if you are receiving or awaiting investigation for any medical condition you must advise the Referral Helpline to see if additional cover is available. Insurers reserve the right to impose terms. You will receive confirmation in writing of their decision

PREMIUMS PER PERSON (including insurance premium tax @17.5%)

** Double premium for persons 65 years and over. Age limit of 84 years at the date of departure. Infants up to 2 years are covered by parents premium - medical and baggage cover only; 2 - 18 years are classified as children.

Insurance is effected as soon as the premium is received by Alpine Action.

Clients wishing to make their own insurance arrangements MUST provide a copy of the policy when making the final payment to Alpine Action.

PLEASE NOTE IT IS A DTI. AND TRADING STANDARD REQUIREMENT THAT ALL TOUR OPERATORS ON TAKING A NON-REFUNDABLE HOLIDAY DEPOSIT ( ALPINE ACTION IS £100.00 PP.) ARE SEEN TO ADVISE YOU THAT YOU MUST IMMEDIATELY HAVE INSURANCE TO COVER THAT DEPOSIT IN THE EVENT OF CANCELLATION OF THE HOLIDAY DUE TO A CLAIMABLE REASON.

SUMMARY OF COVER

* EXCESSES of £50 apply, increased to £250 in respect of Liability and Legal.

IMPORTANT NOTICE

Under the Association of British Insurers General Business Code of Practice we have to bring to your attention some of the important features of your travel insurance policy.

Insurance Policy: This contains full details of the cover provided plus the conditions and exclusions which apply to it. You must read the insurance policy carefully.

Conditions and Exclusions: There are conditions and exclusions which apply to individual sections and general conditions, exclusions and warranties which apply to the whole policy.

HEALTH

You must inform Fogg Travel of any pre-existing illnesses/infirmities in the last 12 months relating to all persons on whom the journey or trip plans depend. Insurers reserve the right to either refuse insurance cover or apply restrictions.

Simply telephone : FOGG TRAVEL - MEDICAL REFERRALS on 01623 635 958 during normal working hours.

Your enquiry will be handled confidentially and you will be advised of the extent of cover that can be provided. You will be given a Helpline reference, and confirmation will be sent/faxed to you. When calling please have :

• details of your illness/condition
• names and dosage of any medication you are taking
• what treatment you are receiving
• how regularly you receive check ups
• are you awaiting further treatment at hospital

Property Claims: These are settled on an indemnity basis - not on a 'new for old' or replacement cost basis.

Policy Limits: Most sections of the policy have limits on the amount the insurer will pay under that section. Some sections also include inner limits e.g.: for any one item, or for valuables in total.

Policy Excesses: Claims under most sections of the policy will be subject to an excess. Where there is an excess, you will be responsible for paying the first part of the claim.

Computer Failure: All insurers are excluding any claims which relate to the failure of computers to recognise date changes. Our travel insurance will provide cover for Medical Expenses and Personal Accident claims even if these are caused by computer failure.

Reasonable Care: You are required to take all reasonable care to protect yourself and your property and to act as though your are not insured.

Telling Us about Relevant Facts: You must tell Insurers or ourselves before you travel about anything which may effect your cover. This information must be complete and adequate. If you are not sure whether something is relevant you should tell us anyway. You should keep a record of any information you give us. If you do not tell Insurers about something that may be relevant your cover may be refused and Insurers may not cover any related claims.

Complaints: The Insurance policy includes a Complaints Procedure which tells you what steps you can take if you wish to make a complaint.

Hazardous Holiday Activities: The policy may not cover you when you take part in certain hazardous activities e.g.: paragliding. The contract will be subject to English Law unless otherwise agreed.

PLEASE ENSURE YOU READ YOUR INSURANCE POLICY CAREFULLY.

If you have any queries regarding this insurance, please contact: Fogg Travel Insurance Services Limited. Tel: 01623 631 331 Fax: 01623 420 450 quoting ALPINE ACTION insurance.

• Alpine Action policy details : PDF (317KB)

Form E111 has been replaced by European Health Insurance cards (EHIC). Full details can be found by clicking on this link to the Department of Health website. It is advisable that you take these documents with you when travelling in Europe, as they provide a certain level of medical treatment in most European countries, this helps to defray expensive claims. The EHIC does not pay for any rescue services